…if your house floods.
Every year, people's lives across the United States are disrupted by floods. Most people do not realize that your homeowners policy will not cover losses due to flooding, rising water or flooding from a hurricane. You must elect additional coverage for that – a Flood Insurance policy.
It can be a very difficult period of time but flood insurance puts you in control. You can buy flood insurance no matter where you live; in High, Low or Moderate risk areas. Buying a flood insurance policy is one of the most important things you can do to protect yourself, your family and your property. Buying flood insurance can reduce the cost of flooding disaster for your family or business. Contact RJF Group today for more information on flood insurance.
You can take specific steps today to prepare for a flood tomorrow:
You can buy flood insurance no matter where you live; in High, Low or Moderate risk areas.
How to prepare for a Flood
- Itemize all personal property including furnishing, clothing and valuables. Keep your photographs, videotapes and important papers in a safe place, such as a safe deposit box.
- Keep a portable radio, flashlights with extra batteries in working order.
- Keep your car's gas tank at least half full. Gasoline pumps will not work if electricity is cut off because of a flood.
- Buy flood insurance because it can mean the difference between financial devastation and a fresh start after a flood. Contact you Farmers Agent for more details.
A flood insurance policy can cover your home for water or mudflow losses excluded in traditional insurance policies. When disaster strikes, flood insurance policyholder claims are paid even if a disaster is not Federally declared. Flood insurance means you'll be reimbursed for all your covered losses. And unlike Federal aid, it never has to be repaid.
To learn more about Flood Insurance or to file a flood claim, call RJF Group at 832-623-7823.
